How Impact Windows Can Lower
Your Homeowner’s Insurance Premium
Many Florida insurers offer significant discounts for certified impact products — here’s how to claim yours.
Your Legal Right
Florida Law Requires This Discount
“Florida insurers are required by law to offer windstorm mitigation discounts. Impact windows and doors are among the highest-value mitigation credits available.”
This isn’t a courtesy — it’s a legal mandate. Florida Statute 627.0629 requires all residential property insurers to offer premium discounts for wind mitigation features. Impact-rated windows and doors are among the most valuable qualifying features you can install.
15–45%
Reduction on windstorm premium portion
$75–150
Cost of wind mitigation inspection
Year 1
When most homeowners recoup inspection cost
Required
Florida law mandates insurers offer this discount
How to Claim It
3 Steps to Claim Your Discount
Complete a Wind Mitigation Inspection
After installation, hire a licensed wind mitigation inspector to document your impact products. Cost: $75–150. This inspection is the key that unlocks your discount.
Submit the Report to Your Insurer
Provide the completed wind mitigation report to your homeowner’s insurance provider. Most insurers process the discount within 30 days.
Receive Your Discount
Your premium is adjusted to reflect the windstorm mitigation credit. Most homeowners recoup the inspection cost in the first year alone.
Documentation Included
Maker’s Windows & Doors provides all product documentation needed for your wind mitigation inspection — NOA numbers, product specs, and installation records. Everything your inspector needs, ready to go.
Get Started Today
Start saving on your insurance premium this year.
We provide all the documentation you need for your wind mitigation inspection. Book your free estimate and we’ll walk you through the full savings picture.